Tag Archives: DBS

What is DBS FHR9?

As the battle for mortgage loan market continues, DBS has launched new mortgage loan packages pegging to its 9 months fixed deposit rate on top of its FHR18 packages. With the current 9 month fixed deposit at 0.25% p.a, it is the lowest index among all banks (UOB and OCBC fixed deposit linked mortgage loans […]

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Inter-bank rates July 2016

Here are the rates for July 2016. * Rates are rounded to the nearest 2 decimals.

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Inter-bank rates June 2016

Here are the rates for June 2016. * Rates are rounded to the nearest 2 decimals.

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Inter-bank rates May 2016

Here are the rates for May 2016. * Rates are rounded to the nearest 2 decimals.

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Inter-bank rates April 2016

Here are the rates for April 2016. * Rates are rounded to the nearest 2 decimals.

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Mortgage Loan Terms – What does it mean?

Here are the explanation for the different terms you would commonly see in a bank’s letter of offer. 1.Commitment Period (Lock-in Period) 2.Cancellation fee 3.Interest Review Date 4.Loan commencement date     Commitment Period (Lock-in Period) Like signing a mobile phone contract from a telco, you are “stuck” with the bank for that particular period. […]

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UOB is the latest bank to offer Mortgage Loan pegged to Fixed Deposit Rate

Since 2007, the mortgage market is dominated by mainly Sibor/SOR, Fixed Rate and board rate package. In 2014, DBS is the first bank to offer mortgage loan package pegged to their fixed deposit rate (FHR). In late 2015,  OCBC launched their own version called FDMR36. So how does this type of rate works? When DBS first launched […]

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Inter-bank rates March 2016

Here are the rates for March 2016. * Rates are rounded to the nearest 2 decimals.

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DBS FHR has increased in Jan 2016!

A Happy 2016 to you guys! Here is the first mortgage news update of the year. DBS FHR is increasing for the first time since its inception in 2014. Tip:  What is DBS FHR? DBS customers on the FHR home loan packages have been receiving letters from the bank informing them about the upcoming increase in their FHR rates. […]

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What is DBS FHR?

You might have been hearing about this FHR from friends, property agents, bankers etc. So exactly what is it? With all the banks competing in Sibor/Sor/Fixed rate loan packages, DBS has came up with a new index called FHR (Fixed Deposit Home loan Rate) in April 2014 to better compete in the market. The first […]

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